Unoccupied Property Insurance

Properties can become unnocupied for a number of reasons such as the proroperty may have just been purchased, or it may be empty at the moment beacause you are awaiting a new tennat or the property may be going through a renovation process, whatever the reason your property is unnocupied you will need to ensure you have unnocupied property insurance to cover your building.

Also you need to consider if you would like unnocupied property contents cover or unnocupied property insurance for your fixtures and fittings

There are a number of reasons for ensuring that you do not use a standard household policy in place of a buy to let insurance policy. The majority of the benefits available under a standard household policy are severely curtailed when the property is unoccupied and cover may cease altogether if you do not advise the insurer that the property is vacant